Seniors From Your State Can Get Up To $40,000 In Coverage!

Privacy Policy

Last updated: January 1, 2026

Simple Final Expense Plans ("we", "us", or "our") respects your privacy. This Privacy Policy explains how we collect, use, and share information about you when you use our website.

1. Information We Collect

• Information you provide: name, phone number, email, date of birth, ZIP code, gender, health information, and tobacco use, when you request a quote or speak with an agent.
• Automatic information: IP address, device type, browser, referring URL, pages viewed, and time spent, collected via cookies and similar technologies.
• Marketing attribution: campaign source, click ID, and UTM parameters used to measure advertising performance.

2. How We Use Your Information

• To connect you with licensed insurance agents and carriers.
• To provide quotes and process applications.
• To communicate with you by phone, text, or email regarding your inquiry.
• To improve our website, content, and advertising.
• To comply with legal obligations and prevent fraud.

3. Sharing of Information

We may share your information with licensed insurance agents, brokers, carriers, and service providers who help us operate our business. We do not sell your personal information in exchange for monetary consideration. California residents: see our CCPA notice.

4. Cookies and Tracking

We use cookies, pixels, and similar technologies to understand site usage and measure advertising. You can disable cookies in your browser, though parts of the site may not work as intended.

5. Data Security

We use industry-standard safeguards including TLS encryption. No method of transmission over the Internet is 100% secure.

6. Children

Our services are not directed to individuals under 18. We do not knowingly collect information from children.

7. Your Rights

You may request access, correction, or deletion of your personal information by contacting us. Residents of California, Colorado, Virginia, and other states with privacy laws have additional rights described in the relevant notices.

8. Changes to This Policy

We may update this Privacy Policy periodically. Changes are effective when posted on this page.

9. Contact

Email: [email protected]
Phone: 1-855-555-0199

Terms of Use

Last updated: January 1, 2026

1. Acceptance of Terms

By accessing or using this website, you agree to be bound by these Terms of Use. If you do not agree, please do not use this site.

2. Use of Website

This site is provided for informational and lead-generation purposes only. You agree to use it only for lawful purposes and not to misuse, disrupt, or attempt to gain unauthorized access to any part of the site.

3. Eligibility

This site is intended for individuals 18 years of age or older. By using this site, you represent that you meet this requirement.

4. Not an Insurer

Simple Final Expense Plans is a marketing website that connects consumers with licensed insurance agents and carriers. We are not an insurance company, insurer, agent, or broker, and nothing on this site constitutes an offer of insurance.

5. No Professional Advice

Content on this site is not legal, financial, tax, or medical advice. Always consult a qualified professional regarding your individual situation.

6. Third-Party Links

We are not responsible for the content, policies, or practices of third-party websites linked from this site.

7. Limitation of Liability

To the maximum extent permitted by law, Simple Final Expense Plans is not liable for any indirect, incidental, consequential, or punitive damages arising from your use of this site.

8. Indemnification

You agree to indemnify and hold us harmless from any claims arising out of your use of the site or breach of these Terms.

9. Governing Law

These Terms are governed by the laws of the State of Delaware, without regard to conflict of laws principles.

10. Changes

We may update these Terms at any time. Continued use of the site after changes constitutes acceptance.

Disclaimer

Simple Final Expense Plans is a marketing website that connects consumers with licensed insurance agents and carriers. We are not an insurance company, insurer, agent, or broker.

Not an Offer of Insurance

Nothing on this site constitutes an offer of insurance. All policies are underwritten and issued by licensed insurance carriers. Product availability, premiums, and benefits vary by state, age, health, and tobacco use.

Rate and Benefit Examples

Sample rates such as "starting at $15/month" are illustrative and not guaranteed. Your actual rate depends on underwriting.

Guaranteed Acceptance Products

Guaranteed-issue whole life policies typically include a 2- or 3-year graded benefit period during which only premiums paid (plus interest) are returned upon death from natural causes. Accidental death is usually paid in full from day one.

Testimonials

Testimonials reflect individual experiences and may not be typical. Names and photos may be representative.

No Endorsement

Mentions of third parties, including Medicare and Social Security, are for informational purposes. This website is not endorsed by or affiliated with the U.S. government, Medicare, or the Social Security Administration.

TCPA Consent

Last updated: January 1, 2026

By submitting your information on this website or clicking any call-to-action to request a quote, you expressly consent to receive communications from Simple Final Expense Plans, its affiliates, and its licensed insurance agent partners.

Consent Details

You authorize us and our partners to contact you at the telephone number(s) you provide, including wireless numbers, using automatic telephone dialing systems, artificial or pre-recorded voice messages, and SMS/text messages.

Consent is not a condition of purchasing any goods or services.

Message and data rates may apply. Message frequency varies.

You may revoke consent at any time by replying STOP to any text message, asking to be removed during a call, or emailing [email protected].

Do Not Call

Even if your number is on the National Do Not Call Registry, by providing consent you allow us and our partners to contact you. To be placed on our internal Do Not Call list, email [email protected].

Recording Notice

Calls may be recorded for quality assurance and compliance purposes.

CCPA / Do Not Sell or Share

Last updated: January 1, 2026

This notice applies to California residents under the California Consumer Privacy Act ("CCPA") as amended by the CPRA.

Your Rights

• Right to know what personal information we collect, use, disclose, and share.
• Right to delete personal information we have collected from you.
• Right to correct inaccurate personal information.
• Right to opt out of the sale or sharing of personal information.
• Right to limit the use of sensitive personal information.
• Right to non-discrimination for exercising your rights.

Categories of Information Collected

Identifiers, contact details, demographic information, internet activity, geolocation, and insurance-related data. We do not knowingly collect sensitive personal information beyond what you voluntarily provide to obtain a quote.

Do Not Sell or Share

We do not sell personal information for money. To the extent our sharing with marketing partners qualifies as "sharing" under CCPA, you may opt out at any time by emailing [email protected] with the subject line "Do Not Sell or Share" or by calling 1-855-555-0199.

How to Submit a Request

Email [email protected] or call 1-855-555-0199. We will verify your identity before fulfilling the request. You may use an authorized agent.

Accessibility

Simple Final Expense Plans is committed to ensuring digital accessibility for people with disabilities. We are continually improving the user experience for everyone and applying the relevant accessibility standards.

Conformance Status

This website aims to conform to the Web Content Accessibility Guidelines (WCAG) 2.1 Level AA. We regularly review our site and address issues as they are identified.

Features

• Keyboard navigation for all interactive elements.
• Semantic HTML and ARIA labels for assistive technology.
• Sufficient color contrast and scalable text.
• Reduced motion support for users who prefer it.

Feedback

If you encounter an accessibility barrier, please contact us at [email protected] or call 1-855-555-0199 (TTY 711). We aim to respond within 5 business days.